The FlexPlus account from Nationwide falls under the packaged account category which typically combines a current account with an insurance product or other benefit such as airport lounge access. In this review we discuss the benefits and drawbacks of this popular account to help you decide whether it makes…
A CCJ can appear on credit records a couple of days after the judgment is rendered. A CCJ can stay on your credit file for up to six years. This is why it’s critical that you look at ways you can remove a CCJ from your credit file as…
What is a CCJ? How Long Does a CCJ Last? CCJs in the UK The Difference Between an IVA & CCJ The number of people in their 20s with court orders for unpaid debt has been on the rise over the past year, according to the BBC Radio…
Understanding Credit Scores & Credit Repair in the UK How to Build a Credit Score in the UK How to Build Credit as a New Resident in the UK Portify App: Build Your Credit Score Understanding Credit Scores & Credit Repair in the UK Your credit score is a…
What is a Credit Builder Loan? Where do I Apply for a Credit Builder Loan? How Does a Credit Builder Loan Improve My Credit Score? What is the Process for Getting a Credit Builder Loan? Other Alternatives for Building or Repairing Your Credit You probably already know that poor…
Using debt effectively and obtaining a credit line in the UK can be a lifesaver. You can use it to cover unforeseen expenses or keep the lights on while you wait for your paycheck. A line of credit is essentially a flexible loan. It’s money that you can access…
Building credit can feel like a catch-22. You are told you need to apply for a credit card or take out a loan so you can prove you're capable of continually paying it off on-time. However, you might not be able to get a loan or will only be…
In a time when many people are without secure income sources, it’s important to know your options with regards to financial flexibility. The modern day overdraft in the U.K. can be useful as a form of short-term borrowing when cash flow is short. Used responsibility, it can act as…
What credit score do you need for a phone contract? A credit score is a number based on an analysis of your credit files. It’s an assessment of how ‘creditworthy’ you are—basically, how risky it is for lenders like banks or credit card companies to lend money to you.…
What is the electoral roll? How to check if you are registered to vote in the UK? Why does being on the electoral roll affect my credit score? How much will being on the electoral roll improve your credit score? Getting on the electoral roll is one of the…