Mortgages

While having a good credit score is certainly helpful during the application process for obtaining a mortgage, it’s not the only factor. Lenders take a look at the entire financial picture on applications and take into account positive financial changes when making their decisions; however, certain negative marks on…

Mortgage lenders will need to look at your credit score, but keep in mind they’ll also look at your credit report as a whole and your financial situation to assess the affordability of a mortgage loan. Obtaining a mortgage with bad credit can be challenging, especially if you have…