It’s standard practice in the UK for landlords or letting agents to run a credit check on your credit file when seeking to rent property. This creates problems for certain groups of people including: anyone who has recently moved to the UK from foreign workers to international students, people…
Equifax has recently changed its credit score range, so your credit score will most likely have changed too! Instead of being out of 700, your Equifax credit score will now be out of 1000. Equifax still have the same credit score bands, it's just the credit score "number" that's…
Your credit score is one of the most important factors for getting approval for a flat rental, credit card or even a mobile contract. It is a way for lenders to look into whether you can pay your bills on time and be trusted to manage your finances. Mistakes…
Moving to the United Kingdom can be a complicated process, and we’re not just talking about dealing with the UK Visas & Immigration Department (UKVI). Did you know that your credit score from your home country will not travel with you when moving to the UK? No matter how…
London is a global international trade and business hub that offers opportunity and diversity. As the largest city in the United Kingdom and Europe, you'll find cultures from all over the world; in fact, over 300 languages are spoken, in London and 35% of the city’s population are foreign-born.…
There are a lot of misconceptions about what the average credit score amongst everyone in the UK is. The news and Office of National Statistics tend to report the problems of consumer debt regularly which leads to negative perceptions. Reports extensively cover consumer debt statistics and consumer debt is…
Is it all doom-and-gloom for people with bad credit who wish to own a home? The answer is no! It’s not impossible to get a mortgage with bad credit, but it may be more difficult. Learn how to buy a home with bad credit: Can I Get a Mortgage…
Most people will say having a good credit score matters. They say it saves you money, and they’re right. But there’s not enough information out there telling you how much. Will a good credit score save you 50p? £500? £5,000? More? As a company, Portify is committed to building…
Credit building has never been more important as we enter a new year coming off of a tough year in which the UK economy contracted by 11.3%. The financial benefits of having good credit are abundant, but don’t panic if you have poor credit. There are more options than…
We’ve all heard horror stories of a bitter ex taking out loans or credit cards in their significant other’s name after a breakup or divorce. While this occurrence is highly illegal and constitutes identity fraud in the UK, it does happen. In fact, some of our members have confronted…