Having a financial checklist and making sure you have a firm handle on your financial health is always a great stress reliever. It’s more than just knowing what goes in and out of your bank account - having a financial checklist helps you actively budget towards your goals, tackle…
A good credit score is of the utmost importance if you ever plan on making a major purchase in life—buying a house, renting a flat, getting a car loan, or even buying a smartphone. There's no two ways about it: you need to have a good credit score; and…
Managing your finances in high-stress periods of recession can be difficult. Experts have warned that the UK is heading for a deep recession and with some people already feeling the pinch, it’s leaving people wondering what else they can do to secure their finances. Managing your money in times…
Worrying about the health of your finance can cause a lot of undue stress, especially in times of crisis. According to the Financial Wellbeing Index 2019, 25 million UK employees are affected by money worries while at work. A study conducted by Metro’s Mentally Yours revealed 77% of UK…
Being a first time home buyer needn’t be complicated or difficult. As much as it all sounds like a big dream, it’s perfectly possible. According to UK Finance, over 380,000 people in the UK bought a home for the first time. If you’re ready to join them in 2020,…
There are often various reasons why you may want to take out a personal loan or a credit card - both options allow you to access credit or funds for various expenses. You may want to pay for emergency expenses, or pay off pressing existing debts. Either way, it’s…
As the Covid 19 (Coronavirus) seeps into the world’s consciousness, scammers are still out in force, trying to take advantage of consumer’s panic to make a quick buck. Consumers should stay alert, keep their guard up and protect themselves from financial scams. Here is a breakdown of how to…
In the face of financial instability, knowing exactly what options are available to you to help manage your finances is key. During the present outbreak of COVID-19, many members of our community are facing both new financial challenges as well as reoccurring ones. This can include debt, decreased income…
COVID-19 and managing your debt With the recent coronavirus outbreak, managing your debt may have become even more difficult. Staying on top of your debt makes it easier and potentially cheaper to manage. Debt is something a high number of us either have, or have gone through in our…
Many people find it difficult to budget, minimise their expenses, and maximise their finances. They have become so set in a particular pattern, or shopping at a particular store, that they don’t realize they’re spending a fortune on basic essentials - even when that doesn’t need to be the…