Credit Boost is the new way to build credit with Experian.
Credit Boost is a 12-month loan that you repay in 12 monthly payments. Repaying this loan can help to build a positive repayment history with Experian, our credit rating agency partner.
Join a community of users who have seen their scores improve by 100 points in just three months!
How it works
- Download the Portify app for Android or iOS.
- Securely connect your primary bank account.
- Sign up for Portify membership.
- We’ll send you a Credit Boost loan of £48 — the equivalent of 12 months in membership fees. But we’ll hold these funds for you, so you won’t see them in your account and won’t be able to spend them.
- Each month, you make a £4 membership payment against your Credit Boost loan. We’ll report this payment to Experian.
- After one year, you’ll have made all 12 payments on time and paid off your £48 Credit Boost loan. This could help improve your credit score.