Credit Boost is the new way to build credit with Experian.

Credit Boost is a 12-month loan that you repay in 12 monthly payments. Repaying this loan can help to build a positive repayment history with Experian, our credit rating agency partner.

Join a community of users who have seen their scores improve by 100 points in just three months!

How it works

  1. Download the Portify app for Android or iOS.
  2. Securely connect your primary bank account.
  3. Sign up for Portify membership.
  4. We’ll send you a Credit Boost loan of £48 — the equivalent of 12 months in membership fees. But we’ll hold these funds for you, so you won’t see them in your account and won’t be able to spend them.
  5. Each month, you make a £4 membership payment against your Credit Boost loan. We’ll report this payment to Experian.
  6. After one year, you’ll have made all 12 payments on time and paid off your £48 Credit Boost loan. This could help improve your credit score.

Further reading:

How to Build Credit the Right Way

8 ways to build your credit score you didn’t know about

How to Repair Credit in the UK

How Long does a CCJ Last?


Lauren Robson is the digital communications manager at Portify.
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