We are launching our latest feature: Bills alerts!

Life can get busy quickly and when you’re under stress, it’s hard to remember everything. Sometimes paying a bill can slip your mind but not paying one bill can have a long-lasting impact on your credit score.  That’s where our new feature comes in to help!  Portify users will…

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Halifax Credit Checker Explained

Halifax (owned by Lloyds Banking Group), is a major UK banking institution that started as a building society in (you guessed it) Halifax, West Yorkshire. They have been around since 1853 and are known for a wide array of products and services including: Current & Savings Bank Accounts Loans…

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Credit Builder Card Alternatives

Credit builder cards are credit cards designed for people with no credit or poor credit, who want to raise their credit score. Read: Credit Builder Cards ExplainedYour credit score is a lenders’ way of assessing your financial stability when deciding if you qualify for a loan or credit line. …

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Credit Builder Cards Explained

Credit builder cards offer another way of building credit for those who have bad or no credit. But are they worth it for you and your financial situation? In this post we will cover everything you need to know about credit builder cards and explain how they are used…

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The Ultimate Guide to Borrowing Money

Borrowing money is something most of us will have to do in our lifetimes.  Unless you have enough money lying around to buy a house or car outright, this guide will be useful to you at some point in your life. You might be buying a new home or…

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8 Ways to Build Your Credit Score You Didn’t Know About

1. Use a Store Card 2. Report Rental Payments to Credit Agencies 3. Use Credit Builder Apps to Build Your Credit Score 4. Switch to a Credit Meter to Report Utility Payments 5. Get a Credit Builder Loan 6. Set up Direct Debits on Bill Payments 7. Get on…

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Nationwide FlexPlus Account: 2020 Review

The FlexPlus account from Nationwide falls under the packaged account category which typically combines a current account with an insurance product or other benefit such as airport lounge access. In this review we discuss the benefits and drawbacks of this popular account to help you decide whether it makes…

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How to Remove a CCJ From Your Records

A CCJ can appear on credit records a couple of days after the judgment is rendered. A CCJ can stay on your credit file for up to six years. This is why it’s critical that you look at ways you can remove a CCJ from your credit file as…

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How Long Does a CCJ Last?

What is a CCJ? How Long Does a CCJ Last? CCJs in the UK The Difference Between an IVA & CCJ   The number of people in their 20s with court orders for unpaid debt has been on the rise over the past year, according to the BBC Radio…

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How to Repair Credit in the UK

Understanding Credit Scores & Credit Repair in the UK  How to Build a Credit Score in the UK How to Build Credit as a New Resident in the UK Portify App: Build Your Credit Score Understanding Credit Scores & Credit Repair in the UK Your credit score is a…

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